Attention homeowners in West Mifflin and Allegheny County: Need an appraisal?
Here are the top seven reasons why PA homeowners call on Appraisal Services by Dave, LLC:
Own a house in or near West Mifflin, PA and need help determining the price of it?
At Appraisal Services by Dave, LLC, we understand the special needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Appraisal Services by Dave, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value judgement than yours. Appraisals to remove PMIAn attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Appraisal Services by Dave, LLC, we're experienced in helping clients just like you remove unnecessary PMI insurance. Challenge property tax assessmentsIf you live in a region that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Appraisal Services by Dave, LLC is your strongest weapon when contesting your property tax assessment. Was your HELOC recently frozen?Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Appraisal Services by Dave, LLC can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.
Appraisal Services by Dave, LLC David M. Yanichko, SRA Serving Allegheny, Washington and Westmoreland Counties EMAIL: appsbydave@comcast.net |